Oregon Summertime Activities: Are You Covered?
As our Oregon summer is in full swing, take a minute to make sure you have sufficient insurance coverage in case an accident happens.
Did you know that if your vehicle is insured under an auto policy and you pull your RV or camper to a campsite for temporary vacation use, your vehicle liability insurance may cover the trailer for liability losses?
However, if you plan to leave your RV or camper at a campsite for the season, you should see your insurance agent to make sure you have the additional coverage needed for ample protection.
Before you hit the water, you may want to check to see if your boat has the right coverage. For example, boats with inboard motors require a different coverage than boats with an outboard motor.
You will need additional coverage if your boat has an inboard or inboard-outboard motor of more than 50 horsepower, if it’s 26 feet or more in length, or if it’s powered by one or more outboard motors totaling more than 25 horsepower.
You may need additional coverage if you plan to take your boat or personal watercraft into saltwater, like at the mouth of the Columbia River.
Vacations are a time to relax, not a time to worry about whether or not you have adequate insurance.
When you make your list of things to do before you leave, put Your Portland Financial Advisor’s name on that list. Most times a phone call is all it takes to give you the peace of mind you need to help you really enjoy your vacation.
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